Why Portfolio Diversification is So Important
Let’s go back to the spring of 2000. Everyone was chasing dot-com stocks, and the sky seemed the limit. People were convinced they’d retire at 35 thanks to their tech portfolios. So many investors were all-in on a couple of flashy Internet companies. For a while, account balances soared. But then the bubble burst, and […]
Tax-Smart Investing: Matching the Right Assets and Accounts
In 1999, tech investor Peter Thiel put less than $2,000 into a Roth IRA. Fast forward ~20 years, and that Roth IRA ballooned to $5 billion (yes, with a “b”) tax-free. How? Thiel used his Roth IRA to buy dirt-cheap startup shares (think early Facebook), and all the growth happened inside the Roth wrapper. Because […]
Building Your Financial Safety Net: Emergency Funds and Why They Matter
If there’s one thing I’ve learned as a financial advisor at Gasima Global, it’s this: life happens. Cars break down, jobs get lost,and roofs leak – often at the worst possible times (Murphy’s Law, anyone?). Today, I want to talk to you about one of the not-so-secret weapons of financial planning that I always encourage […]
The Power of Starting Early: How Compound Growth Can Transform Your Investments
Albert Einstein allegedly called compound interest the “eighth wonder of the world” – “He who understands it earns it; he who doesn’t pays it.” Well, I don’t know if we can’t verify he actually said that, but the quote really resonates because it highlights how powerful compounding can be over time. Because here’s the thing: […]
The Gasima Global 2025 Outlook on the Markets: In It to Win It
After a nonstop bull market for the last two years, we’re now at valuation levels across all major asset classes where it’s time to think about if these returns are sustainable. Some might misjudge valuation as a reason for profit-taking on winners, but that’s not exactly true for what I think could be another positive, […]
Entrepreneurs, Freelancers and Small Business Owners Can Save Too!
The great part of starting your own business is you are your own boss. And congratulations because there is nothing more empowering than taking the plunge and striking out on your own. The bad news is that you’re your own boss. Believe me, I know. After the euphoria of getting all the pieces in place […]
Bitcoin: A Volatile Yet Rewarding Investment
Bitcoin, the world’s first and most widely recognized cryptocurrency, has been a subject of intense debate and speculation since its inception in 2009. While its volatility has been a cause for concern among some investors, its exceptional returns have captured the attention of many others. This post will put Bitcoin’s current volatility into context and […]
Where to Start when Starting out Investing
The Lessons We Need to Learn Before Investing The investing life cycle, as I like to call it, seems to start in the same place for everyone. That is our first interaction with money and what to do with it: spend it or save it. Traditionally, when we were all young and reached some type […]
Everyone Needs a Financial Plan
Having no plan is, well, just that, no plan. A simple but powerful play on words and a reflection on ourselves in any aspect of our lives. Think about all the things you do in your life and all the things you are going to do that require major planning. You go to school, go […]
The Threat of AI to Enterprise Software
Enterprise software, the backbone of modern business operations, faces unprecedented challenges from the rapid advancements in artificial intelligence (AI). Companies like Salesforce, long dominant in their markets, grapple with AI’s dual-edged potential: transformative power and significant risk to core business models. This scenario parallels Google’s struggle with generative AI, highlighting the difficulties legacy companies face […]