Aligning Your Career Path With Your Finances
Advance your career with confidence, knowing your finances are working just as hard as you do.
As you climb the career ladder, your compensation package will grow commensurately. Raises, equity, employee stock options, and improved benefits can quickly complicate your overall financial situation.
A financial advisor can adjust your financial plan as necessary so you can reap the immediate rewards of your enhanced compensation package while maintaining broader alignment with your tax and financial goals, or crafting new ones that reflect your new financial reality.
Growing Your Workplace Savings
Oftentimes, raises don’t even outpace inflation, making it crucial to optimize your benefits package in other ways. While we can’t negotiate your salary for you, we can help you make the most of your current income by reducing your expenses and funneling a portion of your salary into your 401(k) for strategic tax deductions that will help offset the corroding effects of inflation.
Optimizing Your 401(K)
The 401(K) is by now the backbone of the American retirement system. How does yours hold up? Is it laden with high-fee mutual funds that drag down its performance? Do you have proper asset location for tax-efficient withdrawals in retirement? Are you taking advantage of your company match? We can help you convert your sluggish 401(K) into a lean investment machine.
The Questions We Help You Answer
- Changing Jobs: Should you rollover your 401(K)? We can help you determine the best path for your savings.
- Working at a startup or corporation? ESOs can place your entire portfolio at risk without professional guidance.
- Do your brokerage and 401(K) assets work in sync? Aligning your strategies can strengthen and simplify your portfolio.
- Managing Your ESOP: We can help you avoid concentration risk while taking advantage of your company's stock discount.
- Does it make sense to maximize your contributions, or can your funds serve you better elsewhere?
