Embracing Your Unique Financial Journey
We are dedicated to crafting financial plans that honor your family’s specific circumstances and goals.
Welcoming and caring for a special needs child is one of the most rewarding journeys in life – but also one of the most financially challenging. Navigating these challenges requires specialized knowledge and expertise combined with a strong feeling of compassion. At Gasima, we’re highly attuned to the uniqueness of your situation, and can help craft a financial plan that reflects it.
A Plan for Every Stage
Early Childhood
School Years
High School
Adulthood
| Financial Needs | Benefits | Types of Trusts | Annual Financial Planning | Insurance Needs |
|---|---|---|---|---|
| Early intervention programs | Medicaid | Third-Party Special Needs Trust | Review government benefits eligibility | Health insurance coverage |
| Educational tools | Supplemental Security Income (SSI) | First-Party Special Needs Trust | Update wills and trusts | Life insurance policy |
| Transition programs | State-specific programs | Pooled Trusts | Financial strategy review | Long-term care insurance |
| Long-term care planning | SSDI | Legal documentation update | Disability insurance |
Your Unique Family, Your Unique Needs
Every aspect of your financial life becomes more intricate, delicate, and in need of careful examination and optimization according to the rules and laws of your state and the federal government.
Here's How We Help
- Comprehensive Life Planning: Tailor financial strategies to the comprehensive care needs of special needs family members, covering medical, educational, and living expenses.
- Estate Planning and Trusts: Create special needs trusts to secure your loved one’s financial future without affecting their eligibility for essential government benefits.
- Government Benefits Navigation: Discover how ABLE accounts enable saving for disability-related expenses without jeopardizing SSI or Medicaid benefits.
- Education and Advocacy: Educate and empower your family on financial options and advocate for necessary resource access, improving your loved one's life quality.
- Personalized Investment Strategies: Develop investment strategies that align growth with liquidity needs, specifically tailored to your family’s unique financial landscape.
The Value of a Personal Advisor
Understanding your unique financial needs can seem overwhelming, but you don’t have to figure it out alone. Scheduling a personal consultation allows us to connect directly with you, ensuring that we fully grasp the unique challenges and opportunities you face. This meeting is a critical step toward developing a tailored strategy that aligns with your family’s goals and values.