Don’t invest in the stock market. It’s a scam. I can’t tell you how many people I have talked to who are really scared of what’s going on with stock market racing to all-time highs. But the fact is, that every major dip over the last decades, plus the great financial recession, COVID, and world wars. If you’ve bought every single dip, held every single stock through every single period, the average annual return of the stock market is around 9%. CDs are yielding generational highs, 5%. Are you really going to beat stock market returns by putting all your money in the bank? And what kind of accounts are you using? If you just use a simple Roth IRA, which is tax-free when you finally start to tap it, if you just put in the maximum $7,000 a year over 30 years, assuming normal stock market returns, you could retire a millionaire. So look, the lesson here is to start now, start small. Yes, holding some cash at certain good interest rates is a prudent diversification strategy, but if you’re even putting away several hundred dollars a month maxing out your retirement plans, you could retire a millionaire. So call us here at Gasima Global, let us walk you through some basic strategies on how to create wealth over the long run with even small amounts of money. You too can save, be successful, retire a millionaire by putting away just a little bit today. Call us now.